:root{--bg:#fff;--fg:#1a1a1a;--mut:#767676;--line:#e5e5e5;--acc:#2563eb;--ok:#16a34a;--bad:#dc2626}
@media(prefers-color-scheme:dark){:root{--bg:#121212;--fg:#eee;--mut:#9a9a9a;--line:#2c2c2c;--acc:#60a5fa;--ok:#4ade80;--bad:#f87171}}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--fg);font:16px/1.5 system-ui,sans-serif;max-width:560px;margin:auto}
header{display:flex;justify-content:space-between;align-items:center;padding:12px 16px;border-bottom:1px solid var(--line)}
h1{font-size:18px;margin:0}
nav button{background:none;border:0;color:var(--mut);font-size:15px;padding:6px 10px}
nav button.on{color:var(--acc);font-weight:600}
main{padding:16px}
.row{display:flex;gap:8px;margin-bottom:12px}
input,select,textarea,button{font:inherit;color:inherit;background:var(--bg);border:1px solid var(--line);border-radius:8px;padding:8px}
.row input{flex:1;min-width:0}
button.primary{background:var(--acc);color:#fff;border:0;width:100%;padding:12px}
.item{border:1px solid var(--line);border-radius:10px;padding:12px;margin-bottom:8px}
.item.best{border-color:var(--ok)}
.gain{font-weight:700;color:var(--ok)}
.gain.zero{color:var(--mut)}
.mut{color:var(--mut);font-size:14px}
.bad{color:var(--bad);font-size:14px}
.top{display:flex;justify-content:space-between;gap:8px}
.card-edit label{display:block;font-size:13px;color:var(--mut);margin-top:8px}
.card-edit input{width:100%}
.ben{display:grid;grid-template-columns:1.2fr .8fr .9fr .9fr auto;gap:4px;margin-top:6px}
.ben input,.ben select{width:100%;padding:6px;min-width:0}
.hdr{font-size:12px;color:var(--mut)}
details{margin-top:16px}textarea{width:100%}
#addCard{width:100%}
.chk{display:block;margin-bottom:12px;color:var(--mut)}
.lbl{display:block;font-size:13px;color:var(--mut);margin-top:8px}
.item input[data-prev]{width:100%;margin-bottom:6px}
.item div{margin-top:2px}
.form input,.form select{width:100%}.form .row{margin:8px 0}
.wide{width:100%;margin-bottom:8px}
.grp{font-weight:600;margin:14px 0 6px}#dbPick .chk{margin:4px 0;color:var(--fg)}
.bar{height:6px;background:var(--line);border-radius:3px;margin:6px 0;overflow:hidden}
.bar span{display:block;height:100%;background:var(--acc)}
.ok{color:var(--ok);font-size:14px}
nav button{padding:6px 7px}
header{flex-direction:column;align-items:stretch;gap:4px;padding-bottom:4px}
nav{display:flex;overflow-x:auto;white-space:nowrap;margin:0 -8px}
nav button{flex:1;padding:8px 6px}
.top>span:last-child,.top>b:last-child{white-space:nowrap}
#home{cursor:pointer}
#ptr{height:0;overflow:hidden;text-align:center;color:var(--mut);font-size:13px;line-height:60px;transition:height .15s}
h2{font-size:16px;margin:16px 0 8px}
#months{flex:0 0 auto}
.row .chk{margin:0;flex:1;align-self:center}
.prow{display:grid;grid-template-columns:1.1fr 1.2fr 1fr .8fr auto;gap:4px;margin-bottom:6px}
.prow input,.prow select{min-width:0;padding:6px;font-size:14px}
#plan .item>div{margin-top:6px}
#gear{background:none;border:0;font-size:20px;padding:4px}
.grow{flex:1;align-self:center}
#aprList input{width:110px}
.tap{cursor:pointer}
#back{background:none;border:0;color:var(--acc);padding:0;margin-bottom:4px}
.danger{width:100%;margin-top:24px;color:var(--bad);border-color:var(--bad)}
.chip{display:inline-block;border:1px solid var(--line);border-radius:14px;padding:2px 4px 2px 10px;margin:0 4px 6px 0;font-size:14px}
.chip button{border:0;padding:0 6px;background:none}
.rules{margin-top:8px}
.rhead,.rrow{display:grid;grid-template-columns:1fr 1fr 1fr;gap:4px;align-items:center;margin-bottom:4px;font-size:14px}
.rhead{color:var(--mut);font-size:12px}
.rrow select{padding:4px;font-size:13px;min-width:0}
.rrow input[type=checkbox]{justify-self:start;width:20px;height:20px}
.mini{border:0;background:none;padding:0 4px;color:var(--mut)}
.ok{font-size:12px}
.lim{color:var(--acc);font-size:12px}
/* 홈 화면 앱(노치·홈 인디케이터) 여백 */
body{padding:env(safe-area-inset-top) env(safe-area-inset-right) env(safe-area-inset-bottom) env(safe-area-inset-left)}
header{position:sticky;top:0;background:var(--bg);z-index:5}
#install{padding:8px 16px 0}
#install .item{display:flex;align-items:center;gap:8px;justify-content:space-between;font-size:14px}
#install .item span{flex:1}#install .mini{flex:0 0 auto}
.shot{display:block;text-align:center;border:1px dashed var(--acc);color:var(--acc);border-radius:8px;padding:10px;margin-bottom:10px;cursor:pointer}
.ocr{white-space:pre-wrap;font-size:12px;color:var(--mut);max-height:200px;overflow:auto}
/* 내 카드 상단 버튼: 나란히, 같은 크기, 간격 */
.actions{display:flex;gap:10px;margin-bottom:12px}
.actions>*{flex:1;min-height:46px;display:flex;align-items:center;justify-content:center;font-size:15px;border-radius:10px}
.actions .primary{width:auto;padding:0}
.btn-outline{border:1px solid var(--acc);color:var(--acc);background:var(--bg);cursor:pointer}
.btn-outline[hidden]{display:none}
#dbBox{margin-bottom:12px}
/* 이름표 달린 입력칸 */
.field{display:flex;flex-direction:column;gap:4px;font-size:13px;color:var(--mut);min-width:0}
.field input,.field select{width:100%;color:var(--fg);font-size:15px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:8px 0}
.form>.field{margin-bottom:8px}
/* 월 소비 패턴: 2줄 카드 */
.prow{display:grid;grid-template-columns:1fr 1fr;grid-template-areas:"item merch" "amt cnt";gap:6px;border:1px solid var(--line);border-radius:10px;padding:8px;margin-bottom:8px;position:relative}
.prow select{grid-area:item}.prow [data-k=merchant]{grid-area:merch}
.prow .unit:nth-of-type(1){grid-area:amt}.prow .unit:nth-of-type(2){grid-area:cnt}
.prow [data-del]{position:absolute;top:-10px;right:-8px;width:26px;height:26px;padding:0;border-radius:13px;background:var(--bg)}
.unit{display:flex;align-items:center;gap:4px;font-size:13px;color:var(--mut)}
.unit input{flex:1;min-width:0}
.prow{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
.prow>*{min-width:0}
.prow input,.prow select{width:100%;box-sizing:border-box}
.unit input{width:auto}
/* 추천 탭 */
.qlabel{font-size:13px;color:var(--mut);margin:10px 0 6px}
.chiprow{display:flex;gap:6px;overflow-x:auto;padding-bottom:6px;margin-bottom:2px;-webkit-overflow-scrolling:touch;scrollbar-width:none}
.chiprow::-webkit-scrollbar{display:none}
.chipgrp{flex:0 0 auto;font-size:11px;color:var(--mut);align-self:center;min-width:44px}
.chip{flex:0 0 auto;border-radius:16px;padding:6px 12px;font-size:14px;white-space:nowrap}
.chip.on{background:var(--acc);color:#fff;border-color:var(--acc)}
#rec #merchant{margin-top:6px}
.amtrow{display:flex;align-items:center;gap:6px}
.amtrow input{flex:1;font-size:22px;font-weight:600;padding:10px 12px}
.amtrow span{font-size:18px;color:var(--mut)}
.quick{display:flex;gap:6px;margin:8px 0}
.quick button{flex:1;padding:8px 0;font-size:14px}
#recOpts{margin:4px 0 12px}#recOpts summary{font-size:13px;color:var(--mut)}
.hero{border:2px solid var(--ok);border-radius:14px;padding:16px;margin-bottom:10px}
.hero>*{margin-top:4px}
.hname{font-size:18px;font-weight:700}
.hgain{font-size:30px;font-weight:800;color:var(--ok)}
.hgain.zero{color:var(--mut)}
.hwhy{font-size:14px}
.hero .primary{margin-top:10px}
.note{background:color-mix(in srgb,var(--acc) 10%,transparent);border-radius:8px;padding:8px}
.others summary{color:var(--acc);font-size:14px;margin:4px 0 8px}
.amtrow input{min-width:0;width:100%}
.chipgrp{position:sticky;left:0;background:var(--bg);z-index:1;padding-right:6px}
.rank{border:1px solid var(--line);border-radius:12px;padding:12px;margin-bottom:8px}
.rank>*{margin-top:3px}
.rname{font-weight:700}
.rank button{width:100%;margin-top:8px}
.paid{border-color:var(--ok)}
.paid>*{margin-top:4px}
.chipgrp{position:static;display:block;font-size:11px;color:var(--mut);margin:4px 0 2px;min-width:0;padding:0;background:none}
.cross{color:var(--acc);font-size:14px;font-weight:600}
.monthend{border-color:var(--acc);font-size:14px}.monthend>*{margin-top:4px}
/* '어디서?' 입력 */
.acwrap{position:relative}
#acList{position:absolute;left:0;right:0;top:100%;z-index:10;background:var(--bg);border:1px solid var(--line);border-radius:10px;box-shadow:0 6px 16px rgba(0,0,0,.12);overflow:hidden}
.ac{padding:10px 12px;border-bottom:1px solid var(--line);cursor:pointer}
.ac:last-child{border-bottom:0}
#matched{margin:6px 0;font-size:14px;min-height:20px}
.mtag{font-weight:600}.mtag.ben{color:var(--ok)}.mtag.ex{color:var(--bad)}
#freq{margin-top:6px}
#freq .chipgrp{display:inline;align-self:center;margin:0 4px 0 0}
#cat:not([hidden]){margin-bottom:6px}
/* 카드 화면 */
.summary .sgrid{display:grid;grid-template-columns:1fr 1fr;gap:8px 12px}
.summary .sgrid>div{display:flex;flex-direction:column}
.summary .sgrid b{font-size:16px}
.ptabs{display:flex;gap:6px;margin:12px 0 8px}
.ptab{flex:1;padding:10px 4px;font-size:14px;border-radius:10px}
.ptab.on{background:var(--acc);color:#fff;border-color:var(--acc)}
.panel{border:1px solid var(--acc);border-radius:12px;padding:12px;margin-bottom:12px}
.panel .field{margin-bottom:10px}
.panel .row{margin-top:12px}
.panel .row button{flex:1;padding:12px}
.srow{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.8fr) minmax(0,1.1fr) auto;gap:6px;margin-bottom:6px;align-items:center}
.srow>*{min-width:0}.srow select,.srow input{width:100%;padding:8px;font-size:14px}
.bdetail{margin:12px 0}.bdetail summary{color:var(--acc)}
.dbsearch{margin:8px 0 4px}.dbsearch input{width:100%;padding:10px 12px;font-size:16px;margin-top:6px}
.seg{display:flex;gap:6px}.seg button{flex:1;padding:8px;border:1px solid var(--line);border-radius:10px;background:none;color:var(--fg)}
.seg button.on{background:var(--fg);color:var(--bg);border-color:var(--fg)}
.hits{display:block;margin:2px 0 0 26px;font-size:13px;color:var(--mut)}.hits b{color:var(--fg);font-weight:600}
#diag{margin-top:16px}#diagOut .drow{border-top:1px solid var(--line);padding:10px 0}#diagOut .drow:first-child{border-top:0}
#diagOut .net{font-weight:600}#diagOut .neg{color:var(--bad)}#diagOut .pos{color:var(--ok)}#diagOut h4{margin:14px 0 4px}
#paywall{border:0;border-radius:16px;padding:20px;max-width:320px;background:var(--bg);color:var(--fg)}#paywall::backdrop{background:rgba(0,0,0,.45)}#paywall h3{margin:0 0 8px}#paywall button{width:100%;margin-top:8px}
#adSlot{margin:24px 16px 80px;min-height:60px}
#acctBtn{background:var(--accent,#2563eb);color:#fff;border:0;border-radius:999px;font-size:14px;font-weight:700;padding:6px 14px;margin-right:4px}#acctBtn.in{background:none;color:inherit;border:1px solid var(--line)}#acctMenu{background:none;color:inherit;border:1px solid var(--line);border-radius:999px;font-size:14px;font-weight:700;padding:6px 14px;margin-right:4px}
#acct{border:0;border-radius:16px;padding:20px;width:min(360px,92vw);background:var(--bg);color:var(--fg)}#acct::backdrop{background:rgba(0,0,0,.45)}#acct h3{margin:0}
#acct input{width:100%;padding:12px;font-size:16px;margin:6px 0;box-sizing:border-box}#acct .row{display:flex;gap:8px}#acct .row button{flex:1;padding:12px}
.sso{display:block;width:100%;padding:12px;margin:6px 0;border-radius:10px;font-size:15px;font-weight:600;border:1px solid var(--line)}
.sso-google{background:#fff;color:#1f1f1f;border:1px solid #747775;display:flex;align-items:center;justify-content:center;gap:10px;font-family:Roboto,-apple-system,system-ui,sans-serif}.gicon{width:20px;height:20px;flex:none}.sso-naver{background:#03c75a;color:#fff;border-color:#03c75a}.sso-kakao{background:#fee500;color:#191919;border-color:#fee500}.sso-apple{background:#000;color:#fff;border-color:#000}
.or{text-align:center;color:var(--mut);font-size:13px;margin:10px 0 4px}

#acct h4 { margin: 14px 0 4px; }
.linkrow { display: flex; justify-content: flex-start; align-items: center; gap: 10px; padding: 4px 0; }
.linkrow > * { flex: none; }
.linkrow > span:first-child { min-width: 56px; }
.check { display: flex; gap: 6px; align-items: center; margin: 8px 0; }
.gain.neg, .hgain.neg { color: var(--bad); }
.fxnote { margin: 6px 0; padding: 8px 10px; border-radius: 10px; background: #fff7e0; color: #7a5300; font-size: 14px; }
@media (prefers-color-scheme: dark) { .fxnote { background: #3a2f12; color: #ffd98a; } }
.item.ask { border: 1px solid var(--line, #ddd); margin-top: 8px; }
.item.ask .row button:last-child { flex: none; white-space: nowrap; }
.cancel-form { flex-basis: 100%; margin-top: 8px; }
.item.top:has(.cancel-form) { flex-wrap: wrap; }
.monthnav { display: flex; align-items: center; justify-content: space-between; margin: 12px 0 8px; }
.monthnav b { font-size: 17px; }
.monthnav button:disabled { opacity: .3; }
.msum .mrow { display: flex; justify-content: space-between; padding: 2px 0; }
.mcard { flex-direction: column; align-items: flex-start; gap: 2px; }
.item.tip { display: block; line-height: 1.5; }
.more { margin: 6px 0; } .more summary { color: var(--mut, #888); font-size: 13px; cursor: pointer; }
.more .mut > div { margin: 3px 0; }
.cross-inline { color: #2563eb; font-weight: 600; white-space: nowrap; }
.disclaimer { font-size: 12px; text-align: center; margin-top: 10px; }
.welcome ol { margin: 8px 0 12px; padding-left: 20px; line-height: 1.7; } .welcome { display: block; }
.steps { padding-left: 20px; line-height: 1.7; } .steps code, #smsUrl { word-break: break-all; }
.evline a { color: #b45309; font-weight: 600; }
/* 눌리는 느낌: 펼침 줄(summary)은 화살표 + 누를 때 배경, 버튼은 누를 때 살짝 눌림 */
summary{cursor:pointer;list-style:none;display:flex;align-items:center;gap:6px;padding:8px 10px;margin:0 -10px;border-radius:8px;-webkit-tap-highlight-color:transparent;user-select:none;transition:background .12s}
summary::-webkit-details-marker{display:none}
summary::before{content:'';width:6px;height:6px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(-45deg);transition:transform .15s;flex:none;margin-right:2px}
details[open]>summary::before{transform:rotate(45deg)}
summary:hover{background:color-mix(in srgb,var(--fg) 5%,transparent)}
summary:active{background:color-mix(in srgb,var(--fg) 10%,transparent)}
button{cursor:pointer;-webkit-tap-highlight-color:transparent;transition:transform .08s,opacity .08s}
button:active:not(:disabled){transform:scale(.97);opacity:.8}
[hidden]{display:none!important}
.areashare { display:flex; gap:8px; align-items:flex-start; margin:6px 0 10px; font-size:13px; }
.areashare input { margin-top:2px; }